Providing Insightful Retirement Planning

401(k)Fit

Program Options

For businesses looking for a cost-effective solution with simplified and dependable administration.

Eligibility Checklist

Start-up Plans Only
Preset Plan Design
Less Than 50 Employees on Payroll
Safe Harbor Required For Fit-X, Fit-Y, and Fit-Z Options
Calendar Year-End Only
W-2 Compensation Required

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Benefits

Low Cost
Predictability
Compliance-Friendly
Set Plan Design
Streamlined & Accelerated Set-up
RecordKeeper Flexibility

Simplified Fee Schedules

401(k)Fit-Solo

Setup Fee
$500
Annual Fee
$500

Preset plan design

Allows both pretax and Roth deferral options

Additional annual Employer profit sharing contribution allowable

Employer contributions are 100% vested

401(k)Fit-X

Setup Fee
$500
Annual Fee
$850

Preset safe harbor match plan design

Allows both pretax and roth deferral options

Employer matches 100% on first 3% of compensation and 50% on 4th and 5th percent of compensation on per pay period basis, allocated only to employees who make 401(k) deferrals.

Employer match is 100% vested

401(k)Fit-Y

Setup Fee
$500
Annual Fee
$950

Preset safe harbor non-elective plan design

Allows both pretax and roth deferral options

3% of annual pay Employer contribution allocated annually to all eligible employees (whether or not they make 401(k) deferrals)

Employer contributions is 100% vested

401(k)Fit-Z

Setup Fee
$500
Annual Fee
$1,200+$10/part

Preset safe harbor non-elective plan design

Allows both pretax and roth deferral options

3% of annual pay Employer contribution allocated annually to all eligible employees (whether or not they make 401(k) deferrals)

Additional annual Employer profit sharing contribution allowble